Upon becoming a member of St. Martin's Credit Union, you may be entitled to some or all of the following benefits listed below:

Loan Protection

• Loans are covered up to $40,000.

• Loans are insured for a period of 20 years.

• Loan benefits cease at the age of 70.



Life Savings

Life savings are insured up to $8,000 in accordance with the schedule below:

• Birth to 6 months - 25%

• 6 months to 55 years - 100%

• 55 years to 60 years - 75%

• 60 year to 65 year - 50%

• 65 years to 70 years - 25%

• Savings are doubled if death is by accident (For example: if a member has $100 in savings and dies by accident, the beneficiary will receive $300. Your $100 plus $200)

• All savings receive yearly dividends.



Family Indemnity Plan 

Nothing is more important than your family. That is why you want to protect them and comfort them in every way possible; not only in happy times, but in times of sadness as well.

When there is a death in your family, The Family Indemnity Plan can help provide an extra measure of comfort. It will pay cash benefit, which can be used to cover the funeral costs for you and your eligible family members.

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